NO! Providing your policy has been set up on a guaranteed basis, your price will never increase! You do have to be careful though as not all policies are set up like this. That’s why people like to use a broker to make sure you have the right one! It’s also one of the many reasons it’s usually better to get this out the way when you’re still young!

We introduce you to the insurance company and do not provide the insurance ourselves so in the unlikely event we shut our doors your policy will not be affected!

You can! There are many sites that allow you to buy insurance yourself, however what you can't buy online is the advice! There are so many options out there and when you're dealing with something as important as you and your family’s protection do you really want to take the risk?

YES! Most policies are set up for long periods of time meaning it's very likely your circumstances will change! This is why we will regularly review your policy and make sure it still ticks all the boxes!

Good question, here's a couple reasons...

• Our loyalty is to you. We work on behalf of our customers. Not the insurance company 
• We don’t charge any fee’s 
• We do the research, give you the advice and ultimately the decision is yours!

Writing life insurance in trust is one of the best ways to protect your family’s future in the event of your death. A Trust is a legal document that ensures money from a policy claim is kept separate from an estate. It mitigates inheritance tax and speeds up a claim. Not many people have their policies in trust as the process can seem a little daunting. We do it all for you though as we know how important it is!